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Buyers Should Buy in a Buyers Market


THIS IS THE FIRST TIME IN THE LAST DECADE WHERE YOU
COULD BUY MORE AFTER SELLING YOU CURRENT
PROPERTY.
YOUR PURCHASING DOLLAR CURRENTLY HAS MORE BUYING POWER DUE
TO SUPPLY AND DEMAND.
 
INTEREST RATES AVE VERY AFFORDABLE.
COMPARE THESE RATES TO THE RATES OVER THE LAST 30 YEARS, AND
THEN ASK YOURSELF THESE QUESTIONS – “HOW LONG WILL
THESE LOW RATES LAST?” “IS IT MORE LIKELY THAT THESE RATES
WILL RISE OR GET LOWER IN THE MAREKT TO COME?” PRUDENT BUYERS ARE
NOT WAITING.
 
TAX ADVANTAGES IN HOME OWNERSHIP.
THE TRUE COST HOME OWNERSHIP AND RENTING IS ONLY SEEN WHEN
ADJUSTMENTS ARE MADE FOR INCOME TAXES.
 
LONG TERM EQUITY GAINS.
LOOK AT THE HUGE AMOUNT OF EQUITY HOMEOWNERS HAVE GAINED IN
EACH OF THE LAST FOUR DECADES. ARE WE BEING SHORTSIGHTED TO
THINK THIS WILL NOT HAPPEN AGAIN?
 
NO EQUITY WHEN RENTING.
SHOW US A PICTURE OF THE PERSON WHO HAS GAINED ONE
PENNY OF EQUITY WHEN RENTING.
 
THERE ARE CURRENTLY MORE HOUSES TO CHOOSE FROM
THAN IN A SELLERS MARKET.
YOU ARE NOW AFFORDED THE OPPORTUNITY TO PICK (FROM
A NICE SUPPY OF HOUSES) THE ONE HOME THAT BEST SUITS THE NEEDS OF YOU
AND YOUR FAMILY.
 
YOU ARE NOT USUALLY COMPETING AGAINST MULTIPLE
OFFERS.
BUYERS TODAY ARE ABLE TO NEGOTIATE MUCH BETTER TERMS THAN IN
THE PAST TEN YEARS.
 
WHY PAY THE MORTGAGE FOR SOMEONE ELSE?
RENTERS GENERALLY HELP MAKE HOMEOWNERS RICH WHILE RECEIVING
NONE OF THE BENEFITS.

Buying/Selling | RISMedia

Today’s Ask the Expert column features Buddy Stark, director of Operations for HomeTeam Inspection Service. Q: What can sellers do to prepare for a home inspection? A: Completing these quick and easy tasks before beginning the selling process will help reduce stress and save your clients valuable time during the home-selling process. Clean the House […]

The post Ask the Expert: What Can Sellers Do to Prepare for a Home Inspection? appeared first on RISMedia.

1/18/2018 3:28:35 PM

The following information is provided by the Center for REALTOR® Development (CRD). This article explains the four most common valuation methods used for real property transactions and how and when they are used. It’s important to note that the methods below are not necessarily mutually exclusive. Lenders, servicers, investors, and other professionals use one or […]

The post Making Sense of Valuation’s Alphabet Soup: CMAs, BPOs, AVMs and Appraisals appeared first on RISMedia.

1/3/2018 3:46:57 PM

Today’s Ask the Expert column features Adam Long, president of HomeTeam Inspection Service. Q: What can be done to guide clients through the home inspection process? A: After being in business for 25 years and performing over a million inspections, HomeTeam Inspection Service has identified the top ways to ensure a smoother home inspection, contributing […]

The post Ask the Expert: How Can I Guide Clients Through the Home Inspection Process? appeared first on RISMedia.

12/25/2017 3:01:40 PM

Today’s Ask the Expert column features Patty McNease, director of Marketing for Homes.com. Q: How can staging pave the way for a better sell? A: Staging allows your clients to show off the unique features of their home that buyers can come to love. During the holiday season, staging can make a home stand out […]

The post Ask the Expert: How Can Staging Pave the Way for a Better Sell? appeared first on RISMedia.

12/4/2017 3:19:02 PM

While your credit score affects everything from your ability to buy a car or a home to how much interest you will pay on the loan, many people don’t know how these scores are calculated or what impacts them positively or negatively. Moreover, says the Credit Federation of America (CFA), more than 25 percent of […]

The post How Much Do You Know About Your Credit Score? appeared first on RISMedia.

11/27/2017 3:00:31 PM

(TNS)—If you can afford it, it might be simple to pay off your mortgage earlier. But should you? That’s a complicated question. Homeowners with low mortgage rates may be better off putting extra money in a Roth IRA or 401(k), both of which might offer a higher return than paying off the mortgage. Then there’s […]

The post 4 Ways to Pay Off Your Mortgage Early appeared first on RISMedia.

11/26/2017 12:02:38 PM

(TNS)—Opening a savings account is easy, but committing to savings? Now that can be hard. From struggling to find places where you can reduce spending to falling into the temptation of instant retail gratification, saving money can be really challenging. “You really have to know yourself and discipline yourself if you’re going to be an […]

The post 4 Steps to Regain Some Savings Self-Control appeared first on RISMedia.

11/17/2017 11:00:40 PM

(TNS)—When people want to find out how much their mortgages cost, lenders often give them quotes that include loan rates and points. What Is a Mortgage Point? A mortgage point is a fee equal to 1 percent of the loan amount. A 30-year, $150,000 mortgage might have a rate of 7 percent but come with […]

The post What Are Mortgage Points? Should You Pay Them? appeared first on RISMedia.

11/13/2017 2:47:32 PM

(TNS)—You’ve found the perfect house. Interest rates are still low. There’s just one thing standing between you and your dream home: a down payment. Don’t abandon your homeownership dreams just yet. Here are nine ways to come up with the cash for your new home. Pay Off Your Credit Cards Paying bills will help in […]

The post 9 Ways to Save for a Down Payment appeared first on RISMedia.

11/2/2017 2:05:32 PM

(TNS)—Buying a house is a life-changing process that requires lots of upfront financial planning. When looking for a home, keep certain factors in mind, including your financial situation, types of available loans, your credit score, the price of the house and your down payment so you can navigate the process smoothly. Your Financial Situation Before […]

The post 5 Essential Home-Buying Considerations appeared first on RISMedia.

10/31/2017 2:24:02 PM